Credit Options in North Carolina
4 lenders confirmed available in North Carolina. 37 additional lenders may also serve this state.
Installment Loan (2)
OppLoans / OppFi
Installment Loan APR 160–195%
Amount $500 – $5,000
Speed Same day (as soon as same business day)
Trustpilot 4.7/5 BBB A+
Rise Credit
Installment Loan APR Not disclosed
Amount $500 – $5,000
Speed Next business day (if approved before 6PM ET)
Trustpilot 4.3/5 BBB Not prominent
Line of Credit (revolving) (1)
Personal Installment Loan + Auto + Home (1)
May Also Serve North Carolina (37)
These lenders don't list specific states on their website. Check directly for availability.
Plain Green Loans
Installment Loan APR 199–699%
Amount $200 – $4,500
Speed Same-day if approved by 9:30 AM MT
Trustpilot 4.7/5 BBB B (not accredited)
NetCredit
Installment Loan OR Line of Credit APR Not disclosed
Amount $1,000 – $10,000
Speed Next business day or sooner
BBB Not prominent
Amplify Funding
Line of Credit (revolving) APR 4.95–35.95%
Amount $300 – $2,500
Speed Not specified
BBB Not listed / No BBB accreditation
Mobiloans
Line of Credit (revolving) APR 206–442%
Amount $200 – $3,000
Speed Next business day if approved before 4PM CT
Trustpilot 4/5 BBB Not BBB accredited (high complaints)
Great Plains Lending
Personal / Installment Loan APR 118.66–448.76%
Amount $300 – $5,000
Speed Same-day (5-minute approval claimed)
BBB 1.0/5 BBB (NOT accredited; BBB unable to contact as of Dec 2023) No hard credit check
Speedy Cash
Payday Loan + Installment Loan APR 132–680%
Amount $100 – $5,000
Speed Same-day funding available
BBB Not BBB accredited
Avant
Personal Installment Loan APR 9.95–35.99%
Amount $2,000 – $35,000
Speed Next business day possible if approved
BBB Not prominently stated
OneMain Financial
Personal Installment Loan + Auto Loan APR Not disclosed
Amount $1,500 – $30,000
Speed Money as fast as 1 hour after loan closing
BBB Not on main page
Lifeline Lending
Line of Credit + Flex Loan APR 279.5%
Amount $300 – $4,000
Speed Not stated
BBB Not clearly found (several unrelated 'Lifeline' BBB listings)
Lifeline Loans (lifelineloans.com)
LEAD AGGREGATOR / Referral Service — NOT a direct lender APR Not disclosed
Amount $100 – $1,000
Speed Varies by matched lender
BBB Not applicable
Arrowhead Advance
Installment Loan APR 200–830%
Amount $100 – $1,500
Speed Not stated
Trustpilot 1.7/5 BBB F (BBB — unresponsive to complaints)
Bison Green
Installment Loan APR 399–673%
Amount $200 – $2,500
Speed Same-day (before 1:30 PM MST, $20 fee); next business day (free)
BBB Not BBB accredited No hard credit check
Lenders NOT available in North Carolina (9)
- Explore Credit
- Green Arrow Loans
- Greenline Loans
- MaxLend
- Pave Credit (Salt Point Finance)
- Golden Valley Lending
- Silver Cloud Financial
- Buffalo Lake Lending
- RiseUp Lending